Overview of Banking
This one-day program has been specially designed to meet the needs of the many professionals in the banking and financial services industry who need a concise introduction to the business they support. The information gained from this program will allow banking professionals at all levels from information technology, operations, audit and accounting, risk management, human resources, trust, marketing, legal, public relations, administration and similar staff areas to understand the key elements of the business and the banking terminology used today. No prior accounting or financial background is required.
Major topics include the concept of a balance sheet, assets, liabilities, and stockholders’ equity, risk-based capital, the profit and loss (income) statement, key profitability and efficiency measures, types of financial institutions, competition, organizational structure and customers of a bank, regulation and other factors affecting profitability, and risk management.